The UK's Mortgage Knowledge Base

200+ free guides -- no sales pitch, no corporate waffle. Just honest, practical mortgage advice from someone who's done the research.

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Not sure where to start? These guides cover the essentials.

Specialist Lending(12 guides)

Specialist lenders, adverse credit rates, mortgage prisoners, and niche schemes

Income(24 guides)

Self-employed, contractors, zero-hours, multiple jobs, and proving your income

Property Types(34 guides)

Non-standard construction, short leases, listed buildings, cladding, and more

Practical Guides(32 guides)

Brokers, checklists, rejection letters, and step-by-step mortgage guidance

Credit Issues(28 guides)

CCJs, defaults, IVAs, bankruptcy, and how to get a mortgage with adverse credit

Legal Issues(2 guides)

Finance Options(8 guides)

Bridging loans, second charges, and alternative ways to fund a purchase

Deposits & Affordability(16 guides)

Deposit sources, gifted deposits, shared ownership, affordability, and borrowing limits

Property Issues(1 guide)

Property Selling(13 guides)

Life Situations(9 guides)

Bereavement, single parents, later life lending, moving between UK nations, and family complications

After Rejection(8 guides)

What to do when things go wrong — underwriting declines, expired offers, arrears, and repossession

Leasehold & Legal(5 guides)

The leasehold scandal, lease extensions, Section 42 notices, and your legal rights

Niche Situations(8 guides)

Gambling, neurodivergence, crypto income, expats, and unusual edge cases