Non-Standard Construction Lender Checker
Select your construction type to see typical lender appetite, deposit requirements, survey level needed, and what certification you may need.
Select a construction type above
to see lender appetite, deposit requirements, and certification needed
Traffic light key
Widely accepted — most lenders
Some will consider — selected lenders
Typically decline — very few or none
Disclaimer: Lender criteria change frequently — sometimes weekly. This reflects typical positions as of April 2026. Individual lenders within each category may differ. Always verify current criteria with a specialist whole-of-market broker.
Non-standard construction guides
Specialist brokers
Brokers who handle non-standard construction
These services are free to use — the lender pays them, not you. We may earn a commission if you use their services.
Habito
Digital-first, all situations — 90+ lenders
Free→
John Charcol
Established whole-of-market broker since 1974
Free initial advice, fee on some products→
Boon Brokers
Fee-free broker, all situations including adverse credit
Free→
All brokers presented equally. Not a personal recommendation. Affiliate disclosure